Student Loan Plan
A 2-meeting consultation to create an optimal strategy for your student loans.
Stop hoping you’re doing the right thing with your student loans - know for sure!
Save thousands of dollars over time by getting a Student Loan Plan you can be confident in.
How it Works
First, a 30 minute PREP meeting to collect your student loan data and documents.
Next, a 60-minute PLAN meeting about 1-2 weeks later to discuss your situation and make recommendations (see below).
Afterwards, receive a full Student Loan Plan Summary report with a video recap, student loan projections, and written recommendations and action items.
Pricing
$400
Single
$500
Couple, 1 borrower
$600
Couple, 2 borrowers
Private Loans - add $50 per borrower
Parent PLUS Loans - add $100 per student in the family
What is Covered in a Student Loan Plan?
-
![]()
Federal Student Loan Repayment Timeline and Options
Where are you at in your student loan timeline? What are all the payment plans, and which are you eligible for?
Standard, Extended, Graduated plans
Income-Driven Repayment (IDR) plans:
Income-Based Repayment (IBR),
Pay As You Earn (PAYE)
Saving on a Valuable Education (SAVE), formerly “REPAYE”
-
![]()
Public Service Loan Forgiveness (PSLF) Review
Determining current and future eligibility.
Review loan payment history to fix issues with qualifying payment count.
Projected forgiveness amount and timeline, calculation of total savings.
-
![]()
Student Loan Projections
Graphs and illustrations showing the progression of your loan balance over time in different scenarios and repayment plans
Calculating how much you’ll pay under each plan, and how much you need to save and invest for your future tax bill (if pursuing long-term forgiveness)
How savvy financial planning strategies can save you money on loan payments
-
![]()
Married Filing Jointly (MFS) vs. Separately (MFS) Tax Filing Analysis
If you’re married or will be in the future, should you file Married Filing Separately (MFS) or Married Filing Jointly (MFJ) to save money on your student loans?
-
![]()
Refinance Analysis
Identify whether it’s better for you to refinance your federal student loans to a private loan and pay them off in full
Analyze your current private loans against current market rates to save money
What if you want more services after completing a Student Loan Plan?
A Student Loan Plan could also lead you to be interested in getting advice for more areas of your finances, via our other services like a Financial Plan or Ongoing Advice.
If you choose to upgrade to one of those services within 90 days, your Student Loan Plan fee will be credited toward the cost of a Financial Plan or Ongoing Planning.
Even if a Student Loan Plan ends up being all you need, you will have the confidence of knowing you will follow the path that will be best for you regarding your student loans, and likely save a lot of money over time.
